1. "I can't afford a pool." 

Owning a pool is probably a lot easier than you think. There are many reasonably-priced options for putting a pool in your backyard. The type of pool, materials, accessories, and landscaping you choose will influence the cost of the project. You should also remember that your pool will help reduce other expenses, such as the cost of vacations away from home, membership dues to community pools and other recreational activities.

2. "My yard will be ruined for a year and workmen will be around all the time." 

An accurate understanding of the building process will help you develop realistic expectations for the completion of your pool. Many pools are completed in just a few months. But obviously, unforeseen factors such as the weather or permit delays can affect the building process. A good builder will communicate any changes in the project schedule to you as soon as possible.

3. "It takes too much time and effort to maintain a pool." 

You can always hire a professional to do the job, but with today's cost-effective technology, you can get the same great results in very little time. In fact, maintaining a pool is easier than maintaining your car or your lawn! 

4. "My electric bill will significantly go up if I own a pool." 

Utility bills vary depending on where you live and who your provider is, but average estimates show that utility bills only increase between $30 and $50 each month. But that's nothing when compared to the money you'd otherwise spend on entertainment, vacations, and trips to the community pool, including the expense of gasoline, food, and concessions. 

5. "I'm afraid of the risk of accidents and drowning occurring at my pool." 

While attentive adult supervision is the best way to maintain a safe pool, fences, pool covers, gates and pool alarms offer additional layers of protection to enhance safety. Some experts believe that having a pool actually saves untold lives because children who learn to swim at a very early age are less likely to drown in an emergency situation later in life.

6. "I am worried about the increased insurance and liability that come with owning a pool." 

Homeowners should always check with their current insurance brokers and shop around for the best coverage available. You should also contract with a reputable builder, carefully read safety materials, closely follow safety equipment instructions, and ensure that there is adult supervision of the pool at all times. 

7. "Pools require constant repair." 

Proper cleaning and maintenance prevent the need for unscheduled refurbishing.

8. "I'm afraid of getting taken by a dishonest pool builder." 

Like with any building project, you should always check a builder's professional credentials, ask for references and view samples of complete work.

9. "A pool is a big investment and I'm afraid that financing will be really difficult."

Homeowners can often finance a pool with a long-term mortgage. 

10. "I've heard that pools detract from the appeal of a home in the real estate market instead of adding to it." 

Not true. Banks and other financial lenders often look favorably upon swimming pool financing, considering it a "home improvement" that will increase both the current and resale value of the home.